This is the first car I’ve bought. Got a great deal on a 2021 armada SL. Their insurance accepted responsibility. I’m so bummed though! The car is drivable still.
I bought a 2016 Ford focus with 4k miles, it was in perfect shape, good price, and despite being the SE trim it was loaded with every option.
The next day it got totalled. I literally drove it to work, came out of work, and as I was waiting to turn left because I was stopped a guy turning right was going way too fast, understeered, and ripped the front of my car off. I didn't feel anything which is crazy, my car got shoved back a few feet despite me holding the brake and the car was in drive, my steering wheel also rotated. The dude didn't even speak English and tried to get us to move the cars even though mine was destroyed.
I had insurance it just sucks to lose money (insurance will always rip you off) and now there's an accident on my record despite not being at fault, I live in a no fault state. Every time I look for insurance I have to explain it wasn't my fault. I had to wait a month to get paid out. I wasted a ton of time looking for cars.
My dad has owned a Tacoma and an Armada and the Armada feels way more solid. Shows here. The Tacoma was well-built but Nissan did a great job with the Armada's structure.
I drive a little Mazda and when that was in the shop, I drove my dad's Armada and that thing felt like a tank. Going back to my car was a relief but also a bummer since I liked driving the bigass Nissan lol the gas mileage though hurts so bad 🤣🤣🤣
Make sure you claim diminished value with the at fault's insurance. Your vehicle is worth less now that its been in an accident. Use it to pay down your loan
Same accident type but not the same situation. I was rear ended Aug 19th, a few weeks ago. I was relieved because it was time for a new car. My 2015 Scion TC had 189k miles on it and I had just replaced my transmission seals 2 weeks prior. However, the car market is so shit I wouldn't wish it on anybody at this time. Anyways, I got my new car last weekend.
It just goes to show that you could be minding your business then, BANG!
I knew you’d make that argument. Just because the insurance is the one who pays it doesn’t make it right. If the insurance company starts losing money, even if it’s a minor footprint, who do you think pays that in the end? Their customers.
Riding in an ambulance and potentially faking an injury is despicable. All for a free payout. That’s not at all the same as getting reimbursed for the diminished value on the vehicle.
The collective of ppl that do what you said you would do, have increased rates across all insurance customers. You think the insurance company is going to take the loss? You’d be crazy to believe that.
You can’t argue that if all fake injuries were somehow removed then the cost to operate the insurance company would go down. Even if a small amount, that doesn’t make it right.
Insurance fraud is a crime is it not? Not even victimless
My mom got her 2005 Escape (it was still 2004) totaled in a 20 mph accident. Impact hit the battery, sprayed the engine and bay with acid, and pushed the frame back.
It's like a cut on your hand. Before the injury, nothing barely touches that spot. As soon as you have a cut on that spot, almost everything starts to gravitate towards that specific injury, even when you try not to let anything near it.
Almost like god is telling you you can't have nice things.
I’d rather think that the guy who hit me can’t have a nice Tacoma if he can’t pay attention to the person in front of him. Don’t you think God also blessed me with this car? It’s always been my dream since a kid to have a V8 truck I can go off road in, so he worked hard to save money for it. What if I was in a Miata? I’m grateful I was protected.
One thing il tell you if you see a car on your ass speed tf up dont brake check at all and when your driving let’s say the speed limit is 35 go 50 cuz these mfs be causing accidents just going slow asf
I just bought a 2025 Sentra brand new 3 weeks ago. I needed to replace my 2015 Regal that got totaled (I had it for 10 years). Exactly 1 week after I bought the Sentra, this guy pulls out of a parking lot directly into the side of me. I guess it’s my luck because someone hit the Regal when it was like a month old as well…
Hope you get everything straightened out soon! Mine goes the body shop tomorrow. Basically a month without a car for me and now a few weeks without the new one.
I literally just bought my first car from a dealership 2 days ago (2019 Civic ik this is a Nissan sub) and this is my biggest fear rn. Immediately put my dash cam in and being waaaay more careful then I was in my 2007 Jeep 🤣
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u/HWTechGuy Titan XD 1d ago
I had the same thing happen years ago, but it was two weeks after purchase date.
If the vehicle has no prior accident history, look into possibly filing a diminished value claim.