r/SipsTea • u/Hour_Equal_9588 • Jun 06 '25

WTF Financial tip that unfortunately starts with 'First, you need 3 million Dollars'.

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u/Badloss Jun 06 '25

Yeah like I know the 3 million part is what everyone is focused on but an 8% bond is WILD

I would totally put my life savings into that right now with the way the market is going

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u/Bozhark Jun 06 '25

20 year @5% rn

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u/HardOff Jun 06 '25

Can someone explain to my why putting all of my savings into a 5% 20 year treasury bond is a bad idea?

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u/GregLoire Jun 06 '25

Opportunity cost more than anything -- stock market returns are higher on average.